Client Services

Conventional Purchase & Refinance

Purchase & refinance loans which meet Fannie Mae and/or Freddie Mac guidelines. Typically at least 5% down payment.

FHA (Federal Housing Authority)

Purchase and refinance loans which require a minimum of 3.5% down.

USDA/Rural

A mortgage program that allows 100% financing if you are purchasing in an eligible rural area.

VA (Veterans Administration)

These loans are available to veterans of the U.S. Military and also those who have served survivors.

Jumbo

A loan is considered jumbo if the amount of the mortgage exceeds conforming loan limits set by Fannie Mae and Freddie Mac—currently $484,350 for a single-family dwelling.

HomeReady® Loan Program

This is a Fannie Mae loan program designed to help creditworthy low to moderate income home buyers purchase a home.

Home Possible® Loan Program

This is a Freddie Mac loan program designed to help creditworthy low to moderate income home buyers purchase a home.

 

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