Conventional Purchase & Refinance
Purchase & refinance loans which meet Fannie Mae and/or Freddie Mac guidelines. Typically at least 5% down payment.
FHA (Federal Housing Authority)
Purchase and refinance loans which require a minimum of 3.5% down.
A mortgage program that allows 100% financing if you are purchasing in an eligible rural area.
VA (Veterans Administration)
These loans are available to veterans of the U.S. Military and also those who have served survivors.
A loan is considered jumbo if the amount of the mortgage exceeds conforming loan limits set by Fannie Mae and Freddie Mac—currently $484,350 for a single-family dwelling.
HomeReady® Loan Program
This is a Fannie Mae loan program designed to help creditworthy low to moderate income home buyers purchase a home.
Home Possible® Loan Program
This is a Freddie Mac loan program designed to help creditworthy low to moderate income home buyers purchase a home.